We provide Property, Casualty and Life insurance for personal and commercial needs.
Individual: Home, Auto, Life, etc. … Business, Prop., Casualty, WC, etc.
See https://www.facebook.com/DuaneLongInsurance/ for local news!
Long Insurance Services of Kernersville, NC
Contact : 336-992-5664
We provide Property, Casualty and Life insurance for personal and commercial needs.
Individual: Home, Auto, Life, etc. … Business, Prop., Casualty, WC, etc.
See https://www.facebook.com/DuaneLongInsurance/ for local news!
As a proud business owner, it’s your job to consider the “what-ifs” for your business. Of course, you don’t want to think about the worst… but in order to be prepared, it’s a necessity. No matter how careful or cautious you and your employees are, accidents do happen – and sometimes they can be serious.
If you experience a catastrophic accident, things can get costly… and fast. That’s where your ERIE agent and ERIE’s Business Umbrella Policy can help.
Why Do I Need a Business Umbrella Policy?
This specialized policy can kick in with extra financial protection against a legal judgment for a covered loss. Business umbrella liability offers a cushion above and beyond the limits of your commercial general liability, professional liability, business auto liability and employer’s liability insurance.
Business umbrella insurance could help you when facing a serious and costly claim, for example:
A major claim, like those mentioned above, could threaten the very existence of your business. And if a claim is serious enough, it could even have the potential to put your own personal assets — like your home and your retirement account — at risk.
What Erie Insurance Offers
ERIE’s Business Umbrella coverage offers your business $1 million or more of extra protection above your primary Erie Insurance policy’s liability coverage.
ERIE’s business policies also give you access to a variety of resources including:
Business umbrella insurance is probably more affordable thank you think.
Insurance jargon—especially car insurance terms—may seem complex, but they don’t have to be. Check out this video playlist on common insurance terms and what they mean, or check out the ultimate guide to understanding auto insurance.
Even unicorns can benefit from knowing about renters insurance. (Or at least help in making it easy to understand.) Check it out above and contact an ERIE agent to learn more.
It’s estimated that $1 billion in benefits from forgotten and lost life insurance policies are sitting unclaimed in America, says Consumer Reports. Could you be among the estimated 1 in 600 people who may be the beneficiary of an unclaimed life insurance policy?
If so, there are ways to find out. Here are some tips to help.
Related: What’s the Difference Between Term and Whole Life Insurance?
You might also have to contact any attorneys, financial advisers, accountants or other advisers who might have had something to do with issuing the policy.
Also consider contacting the deceased individual’s former employer. Many times the policies are group policies that were originally taken out through an employer.
If the policyholder passed away relatively recently and you have the authority or permission, take a look at the deceased person’s bank statements for premium payments or policy-related material.
Submit a request or read the FAQ at the Life Insurance Policy Locator Service website. You can also check in with the National Association of Unclaimed Property Administrators, which operates the website MissingMoney.com.
Life insurance is a powerful agent of relief. Taking care of the future needs of your loved ones makes you feel capable, purposeful and satisfied.
Spare yourself and your beneficiaries from the hassle caused by a lost life insurance policy by following this advice:
When you count on ERIE to help plan for the future, we’ll help you consider the variables, lay out the options and make the process comfortable and efficient.
Learn more about our flexible and affordable life insurance* options, or find a local ERIE agent to talk it through in person.
Winter driving has its challenges. But throw an inexperienced — or inconsiderate — driver into the mix, and your daily commute can get much more difficult.
It’s always aggravating when other drivers put you at risk. Getting stuck behind a driver who is spinning their tires or not paying attention isn’t just annoying… it’s dangerous.
Related: The 7 Biggest Winter Driving Myths, Debunked
Winter driving calls for quick decision making, patience and a little bit of know-how. Below you’ll find ways to spot a rookie winter driver — and how to avoid looking like one yourself:
Just like other people’s driving, winter weather can be unpredictable. But even the safest, most experienced drivers can get into an accident. That’s why it’s important to have the right insurance to protect you and your vehicle. Learn about the extras available with every Erie Insurance auto policy.
WANT MORE TIPS FOR WINTER DRIVING?
Check out these related articles:
Shopping for a new car can feel a little overwhelming – especially with today’s high-tech safety features. From crash avoidance to emergency autobrake, today’s car shoppers have more options than ever before.
Luckily, the Insurance Institute for Highway Safety gives us common folks a great place to start with their annual list of TOP SAFETY PICK awards. Whether you’re actively shopping or just seeing what’s out there, here’s what made the cut for 2019.
HOW IT WORKS (AND WHAT THEY SCORE)
Since 2006, the safety experts at the IIHS (a nonprofit research and education organization) conduct tests to determine which vehicles do the best job of protecting people in the most common kinds of crashes — front, side, rollover and rear.
Related: Learn more about the science of road safety at the IIHS
This isn’t a participation trophy. Standards for the TOP SAFETY PICK and TOP SAFETY PICK+ awards are tough. Over time, the IIHS has strengthened the criteria as new technology – and crash test protocols – become available. In the 2013 model year, they added the top-tier “plus” award to acknowledge the best of the best.
Here’s what this year’s winners had to do to earn each award:
For more details on how crash tests work (and what they look for), visit the safety ratings page on the IIHS website.
THE 2019 TOP SAFETY PICK+ WINNERS
After the IIHS toughened up its testing criteria for 2018, only 15 vehicles earned the top-tier “plus” rating. In turn, auto manufacturers stepped up their game. For 2019, the winners’ list doubled to a total of 30 vehicles.
Here they are by category:
AUTO INSURANCE FOR NEW AND USED CARS
If you’re shopping for a car, you’ll also need car insurance. Get an online auto insurance quote or check out these helpful links for further reading:
Whether you’re buying your first set of used wheels or moving up to your first brand new car, we’re eager to help you find coverage that’s the right fit for your pride and joy.
